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Traci Cooper
Team Cooper Real Estate
Century 21 Jeffries Lydon
Chico, CA 95928

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Find Your Dream Home in Chico, California

There are so many different kinds of homes out there for families to choose from. Do I want to live in Chico? Or maybe you want to find a home in Chico. How many bedrooms and bathrooms do you need? Do you need a large back yard? A small backyard? Do... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more


What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Team Cooper | 530-520-0227 | Contact Us
1101 El Monte Ave. - Chico, CA 95928
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